First time buyer O/0

[Paccardude]

I have a 670 fico credit score. Apparently the underwriter can't do a loan unless the semi truck is 2015 or newer with less than 500,000 miles. The third party finance guy then automatically directs me to a truck that is 50,000. $20,000 more than I'd like to pay, and before all this he wants to know how much I would be willing to put down. I told him no more than 30%. That would be right around $10,000. I haven't even gotten the terms yet, he is saying you are approved, but he won't even give me the terms over the phone. The guy is directly me to some dealership in Miami, East Harbor. He is trying to get me to wheel and deal with these guys. I just need a fooking loan not someone to sell me a truck. What would you recommend that I do?!? Any lenders ya'll might know or recommend?


Thanks